Where I can get a home loan for the first time with bad credit and little or no down payment?
My husband makes good money and we trying to restore our credit making payments on a car. Most things in our credit reports Credit cards are old had only low limits and medical bills. We live in a mobile home at this time that is supposed to be a purchase for the program, but closed the lender and sold to another company and say they know nothing about it. The value of the loan on behalf of my husband's sister, but we make all payments and even pay taxes every year in it. We also have insurance for him. I do not know if a home lender consider this information when trying to Appy for a mortgage? We have also considered maybe owner financing homes, but we want to live in a rural area and having a surface and I do not know if many people selling their homes like this in these areas? I hope someone can help me.
I am a mortgage specialist. I specialize in helping people with credit challenges. What are you calling "very Bad Credit? What are your credit card results? Payments are being made in the mortgage not being applied to your credit file because his name is not on the mortgage. If you are making payments on time, then you are giving your husband a good sister because credit payments are applied and recorded on your credit bureau. This situation is too complex for us to discuss here. Please contact me at firstname.lastname@example.org as soon as possible.