Fixing your credit rating and boosting your credit score can be achieved if you put your mind to it and that’s what the “Fix My Credit Guide” is about. It is free, fast help offered to consumers who want to improve their credit on their own. Whether you have a good or bad credit history, even after bankruptcy, you should always strive to increase your credit score if you want to pay lower interest rates for loans, your mortgage, credit cards, Insurance etc’.
What Does It Take to Fix My Credit On My Own?
The process is easier than you think it is. If you can read and follow simple instructions then you can do it.
Where To Start?
After you download the fix my credit guide, make sure that your credit information is indeed accurate and up to date. You can obtain this information, for free, once a year by visiting AnnualCreditReport.com – a website set up by the government, which requires the 3 credit bureaus Equifax, Experian and TransUnion to give you the information they collect about. Please note that you will not be able to see your credit score. Make sure to print out the reports or save them to your hard drive.
How to See and Monitor My Credit Score?
Although it is not obligatory, you may want to see and monitor your FICO credit score at all times as an indicator of your progress. There are plenty of companies online that offer credit monitoring services and you will find more details about them in the guide. They are usually very useful, affordable, secure and offer comprehensive credit information analysis.
Can Credit Repair Companies Fix My Credit Faster?
Credit repair companies handle the process of improving your credit score for you. Instead of you repairing your credit – they do it for a fee. That does not mean that the time it takes to repair your credit will be shorter or faster. All it means is that they are experienced with the process of what should be done and when, but it is pretty much the same process you need to go through if you want to do it on your own.