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	<title>Credit, Loans &#38; Debt: Help, Advice &#38; Solutions - Bad Credit OK! &#187; annual</title>
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		<title>A Quick Credit Card Debt Consolidation &#8211; DIY Guide</title>
		<link>http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/</link>
		<comments>http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/#comments</comments>
		<pubDate>Sat, 12 Dec 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apr]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[solutions]]></category>
		<category><![CDATA[status]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[terms]]></category>
		<category><![CDATA[transfer]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/</guid>
		<description><![CDATA[If you are experiencing debt problems, then you are not unique. Statistics have shown that in our country on an average, people have eight credit cards and an average debt of $ 9340. An inflated rate of interest of 18-25% (mainly credit cards) is just one of the reasons attributed to why the debt has [...]]]></description>
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		<item>
		<title>Here&#8217;s How Your Credit Score Is Calculated</title>
		<link>http://www.adjustcredit.com/heres-how-your-credit-score-is-calculated/</link>
		<comments>http://www.adjustcredit.com/heres-how-your-credit-score-is-calculated/#comments</comments>
		<pubDate>Wed, 02 Dec 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/heres-how-your-credit-score-is-calculated/</guid>
		<description><![CDATA[There are three major companies in the United States that participate in reporting credit scores and histories of each with a different method. Therefore, your credit score is a little different in each of the companies. Here are some of the factors you can consider if you want to calculate your credit score yourself. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Credit Card Debt And Live Debt Free</title>
		<link>http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/</link>
		<comments>http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[advance]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[available]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[plus]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[special]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[transaction]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/</guid>
		<description><![CDATA[Avoid credit card debt? With the right mood, plus a dose of determination and discipline is possible. No, do not throw it away yet, because its use has some good points in his favor. There are frequent flyer miles and cash dividend to win and to boost credit rating. A dose of prevention is worth [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Helpful Credit Tips</title>
		<link>http://www.adjustcredit.com/some-helpful-credit-tips/</link>
		<comments>http://www.adjustcredit.com/some-helpful-credit-tips/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[bureau]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[deal]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[funding]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[special]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/some-helpful-credit-tips/</guid>
		<description><![CDATA[You are at home watching your favorite TV show&#8230;and since you are enjoying it a lot, you run out of snacks. So you put on a jacket, and fight your way outdoors to go to the nearest store. When suddenly you stop and walk your way back toward home. What could be the reason behind [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/some-helpful-credit-tips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Free Is Your Credit Report?</title>
		<link>http://www.adjustcredit.com/free-credit-report/</link>
		<comments>http://www.adjustcredit.com/free-credit-report/#comments</comments>
		<pubDate>Sat, 07 Feb 2009 20:38:26 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[federal]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[provides]]></category>
		<category><![CDATA[quote]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[transunion]]></category>
		<category><![CDATA[union]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/?p=573</guid>
		<description><![CDATA[The Internet is full with free credit report offers. So, you decide to join one since you've heard that they really are free. However, you find that it was free for only a week or so! These websites offer credit report monitoring to help see the way your credit score varies in time, which is [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/free-credit-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Calculating Your Student Loan Repayment Plan</title>
		<link>http://www.adjustcredit.com/calculating-your-student-loan-repayment-plan/</link>
		<comments>http://www.adjustcredit.com/calculating-your-student-loan-repayment-plan/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 16:41:33 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[federal]]></category>
		<category><![CDATA[graduate]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[options]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[private]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[quote]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[student]]></category>

		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=264</guid>
		<description><![CDATA[Choosing the best student loan repayment plan can be quite confusing for an inexperienced graduate. An online student loan payment calculator is known to be a very useful tool for experienced users as well. It helps you calculate your debt and the amount of money it will require to cover it over a specific amount [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/calculating-your-student-loan-repayment-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Do Student Loan Payment Calculators Help Save Money?</title>
		<link>http://www.adjustcredit.com/how-do-student-loan-payment-calculators-help-save-money/</link>
		<comments>http://www.adjustcredit.com/how-do-student-loan-payment-calculators-help-save-money/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 16:19:29 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[deal]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[federal]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[fixed]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[private]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[student]]></category>

		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=253</guid>
		<description><![CDATA[Once grace period begins you will have approximately up to 9 months (depending on the type of student loans you have obtained) to choose a student loan repayment plan. Grace period also is a great time to plan your future and find a job. Selecting the best student loan repayment plan requires correct calculation and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Benefits Do Student Loan Payment Calculators Carry?</title>
		<link>http://www.adjustcredit.com/what-benefits-do-student-loan-payment-calculators-carry/</link>
		<comments>http://www.adjustcredit.com/what-benefits-do-student-loan-payment-calculators-carry/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 14:20:11 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Student Loans]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[fixed]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[private]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[questions]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[standard]]></category>
		<category><![CDATA[student]]></category>

		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=230</guid>
		<description><![CDATA[Student Loan Payment Calculators are designed to help students calculate their debt and choose the most suitable student loan repayment plan according to the results. The Student is asked to enter some information like the interest rate offered, the debt owed and the future income that will pay off the student loan debt. Some student [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Consequences a Debt Consolidation Loan Carries</title>
		<link>http://www.adjustcredit.com/the-consequences-a-debt-consolidation-loan-carries/</link>
		<comments>http://www.adjustcredit.com/the-consequences-a-debt-consolidation-loan-carries/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 12:36:48 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[apr]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[percent]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[ratio]]></category>
		<category><![CDATA[score]]></category>

		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=195</guid>
		<description><![CDATA[More than just merging multiple payments into one sum, a debt consolidation loan will help improve credit ratings and if managed correctly – help regain credibility. There are many factors to look at when deciding to consolidate debt, obviously, not finding you rapidly building debt and avoiding bankruptcy. Applying Only For the Amount You Need [...]]]></description>
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