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	<title>Credit, Loans &#38; Debt: Help, Advice &#38; Solutions - Bad Credit OK! &#187; budget</title>
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		<title>Stop Making Foolish Credit Score Mistakes!</title>
		<link>http://www.adjustcredit.com/stop-making-foolish-credit-score-mistakes/</link>
		<comments>http://www.adjustcredit.com/stop-making-foolish-credit-score-mistakes/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 16:19:21 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[deal]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[reward]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[service]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/?p=1781</guid>
		<description><![CDATA[Many people make many mistakes when trying to improve their credit score. This article will guide you in the right direction so you can quickly improve your credit score and fix your credit if you have any errors. #1 – Don’t Throw Away Old Credit Cards One of the biggest mistakes people make when trying [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/stop-making-foolish-credit-score-mistakes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Quick Credit Card Debt Consolidation &#8211; DIY Guide</title>
		<link>http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/</link>
		<comments>http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/#comments</comments>
		<pubDate>Sat, 12 Dec 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[apr]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[collection]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[solutions]]></category>
		<category><![CDATA[status]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[terms]]></category>
		<category><![CDATA[transfer]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/</guid>
		<description><![CDATA[If you are experiencing debt problems, then you are not unique. Statistics have shown that in our country on an average, people have eight credit cards and an average debt of $ 9340. An inflated rate of interest of 18-25% (mainly credit cards) is just one of the reasons attributed to why the debt has [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/a-quick-credit-card-debt-consolidation-diy-guide/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Most Effective Credit Repair Strategy</title>
		<link>http://www.adjustcredit.com/the-most-effective-credit-repair-strategy/</link>
		<comments>http://www.adjustcredit.com/the-most-effective-credit-repair-strategy/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[application]]></category>
		<category><![CDATA[available]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[balloon]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[bureau]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[express]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[options]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[secured]]></category>
		<category><![CDATA[service]]></category>
		<category><![CDATA[small]]></category>
		<category><![CDATA[special]]></category>
		<category><![CDATA[standard]]></category>
		<category><![CDATA[visa]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/the-most-effective-credit-repair-strategy/</guid>
		<description><![CDATA[Credit repair can remove many of those pesky errors in your credit report. This is exciting and wonderful, but is only half the benefits that a proper implementation strategy is capable of delivering, and neglecting the true potential of credit repair is to sell yourself short. Go the extra mile and you will see your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Credit Card Debt And Live Debt Free</title>
		<link>http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/</link>
		<comments>http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/#comments</comments>
		<pubDate>Fri, 20 Nov 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[advance]]></category>
		<category><![CDATA[annual]]></category>
		<category><![CDATA[available]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[paid]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[plus]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[special]]></category>
		<category><![CDATA[statement]]></category>
		<category><![CDATA[transaction]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/</guid>
		<description><![CDATA[Avoid credit card debt? With the right mood, plus a dose of determination and discipline is possible. No, do not throw it away yet, because its use has some good points in his favor. There are frequent flyer miles and cash dividend to win and to boost credit rating. A dose of prevention is worth [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/avoid-credit-card-debt-and-live-debt-free/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Learn How To Reduce Credit Card Debt</title>
		<link>http://www.adjustcredit.com/learn-how-to-reduce-credit-card-debt/</link>
		<comments>http://www.adjustcredit.com/learn-how-to-reduce-credit-card-debt/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[borrower]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[limit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[purchase]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[terms]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/learn-how-to-reduce-credit-card-debt/</guid>
		<description><![CDATA[Let us be clear, you should always reduce your credit card debt, no matter what you owe. If you&#39;re wondering, is an indication that debt has reduced its debt is stressful, we all know that, but if you do not mind the history of IT, the debt will not disappear. Some people ask me, and [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/learn-how-to-reduce-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Credit Card Debt Counseling</title>
		<link>http://www.adjustcredit.com/understanding-credit-card-debt-counseling/</link>
		<comments>http://www.adjustcredit.com/understanding-credit-card-debt-counseling/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[agency]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[counseling]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[percent]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[questions]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[ratio]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[service]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/understanding-credit-card-debt-counseling/</guid>
		<description><![CDATA[Sometimes a lot of debt so high because of interest rates that the monthly income of a person becomes negligible.&#160; It is estimated that only this month the salary is not enough to cover the bases on their expenses. The most immediate course of action that a person can do is to opt for the [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/understanding-credit-card-debt-counseling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Economic Recovery And Credit Repair</title>
		<link>http://www.adjustcredit.com/the-economic-recovery-and-credit-repair/</link>
		<comments>http://www.adjustcredit.com/the-economic-recovery-and-credit-repair/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 00:00:00 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[approval]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[bureau]]></category>
		<category><![CDATA[charge]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[fair]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[provides]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[relief]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[return]]></category>
		<category><![CDATA[review]]></category>
		<category><![CDATA[right]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[service]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/the-economic-recovery-and-credit-repair/</guid>
		<description><![CDATA[As the economy regains its balance, stabilized financial markets lenders are beginning to expand their credit parameters again. This cyclical is inevitable. But this time there will be differences, differences that will make credit repair needed more than ever. Differences in credit markets will credit repair in the mainstream have been in the formative stages, [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/the-economic-recovery-and-credit-repair/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management: Teaching Children the Basics</title>
		<link>http://www.adjustcredit.com/money-management-teaching-children-the-basics/</link>
		<comments>http://www.adjustcredit.com/money-management-teaching-children-the-basics/#comments</comments>
		<pubDate>Mon, 19 Jan 2009 21:17:51 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[basics]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[order]]></category>
		<category><![CDATA[parents]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[program]]></category>
		<category><![CDATA[school]]></category>
		<category><![CDATA[small]]></category>
		<category><![CDATA[student]]></category>
		<category><![CDATA[value]]></category>

		<guid isPermaLink="false">http://www.adjustcredit.com/?p=535</guid>
		<description><![CDATA[Try thinking back for a moment, do you remember the first time you understood what the value of money is? I was a child, maybe 5 or 6 years old, I asked my mom for 99cents for some candy or baseball cards, I don't remember what it was exactly that I wanted to have, but, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Want to Refinance a Mortgage to Consolidate Debt, Should I?</title>
		<link>http://www.adjustcredit.com/i-want-to-refinance-a-mortgage-to-consolidate-debt-should-i/</link>
		<comments>http://www.adjustcredit.com/i-want-to-refinance-a-mortgage-to-consolidate-debt-should-i/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 18:53:38 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Mortgage & Refinancing]]></category>
		<category><![CDATA[amount]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[late]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[low]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[offer]]></category>
		<category><![CDATA[options]]></category>
		<category><![CDATA[owe]]></category>
		<category><![CDATA[period]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[process]]></category>
		<category><![CDATA[quote]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[rating]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[repayment]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[status]]></category>

		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=318</guid>
		<description><![CDATA[From year to year more people find themselves drowning in debt and can't seem to find a way out. They have a mortgage to repay and the amount of debt they are in is "killing" their credit score. Depending on your status you might want to refinance your mortgage to help you get out of [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/i-want-to-refinance-a-mortgage-to-consolidate-debt-should-i/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Refinance a Mortgage with Bad Credit without Giving Up Your House</title>
		<link>http://www.adjustcredit.com/how-to-refinance-a-mortgage-with-bad-credit-without-giving-up-your-house/</link>
		<comments>http://www.adjustcredit.com/how-to-refinance-a-mortgage-with-bad-credit-without-giving-up-your-house/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 18:14:28 +0000</pubDate>
		<dc:creator>Tom Brown</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Mortgage & Refinancing]]></category>
		<category><![CDATA[apply]]></category>
		<category><![CDATA[available]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cheap]]></category>
		<category><![CDATA[check]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[default]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[financing]]></category>
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		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[refinancing]]></category>
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		<guid isPermaLink="false">http://www.1adjustcredit.com/?p=300</guid>
		<description><![CDATA[Refinancing a mortgage may help lower monthly payments by changing the mortgage refinance plan, consolidating debt or liquidating the home equity available for personal usage - including home improvement projects. When you refinance your mortgage you want to make sure that the fees or penalties you pay are well worth it. Remember that by refinancing [...]]]></description>
		<wfw:commentRss>http://www.adjustcredit.com/how-to-refinance-a-mortgage-with-bad-credit-without-giving-up-your-house/feed/</wfw:commentRss>
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